This excludes weekends and federal banking holidays. To start there customer services is the worst. The worst bank ever! There is always a possibility of security breaches surrounding a mobile deposit. They will not pay the money they owe you. Effective July 1, 2018, the Federal Reserve Board made amendments to Regulation CC providing clarification on the requirements of mobile deposit endorsements and who has liability in the event of a duplicated check deposit. They never did Ive sent 99+ emails and spoke to 50+ reps since feb 2022 and nothing has been done to fix it. The cards dont have an annual fee and you can earn 1%-2% cashback on qualifying purchases. Make sure the entire check image is captured and in focus. False advertising, They have the worst customer service. She's a licensed Realtor with Edina Realty in Minneapolis, Minnesota (also licensed in Wisconsin too) and has been freelance writing for over six years. All content Copyright 2023, SmartBank. Terrible company. I regret to even had trusted this cpmpany. The list of retailers includes CVS, Walmart, RiteAid, Walgreens, Safeway, Dollar Tree, Dollar General, Kroger and more. Your physical credit card is on it's way. Sable offers customer support by phone and email, although support hours arent listed on the website. Wells Fargo 5. In their (small) favor, they do send that when it's like 3 days late or something, so at least before they report it late to the bureaus. I explained the situation and her response was (11:28:39 AM) Alicia O.: Your account is currently blocked and under review. Just emails that it can take 90 days..hope I can get my money back. Albert Cash. My card had to be replaced because the first one they sent wouldn't read by chip, but at least they fixed that. sable has no same day support,if you have a question or other reason for calling it will not be addressed by a human at sable for at least a day.i guess you could read the articles they point you to in response to your message for a day or two. Whats the point of this company again? - Sable Sable Moving Money How to fund your Sable account Can I deposit checks physically or through mobile check deposit? ", Really deserves 0 stars you cant even rent a car with the credit card. You are leaving Cadence Bank's website Please be aware that when you leave our website that you will be going to a site that may have a privacy and/or security policy that differs from that of Cadence Bank. Member FDIC | Equal Opportunity Employer | NMLS#410279, Debit vs. Credit Cards: Pros and Cons of Each, 5 Tips for Managing Your Checking Account and Savings, Tip Sheet: Protect Your Business from Cyber Fraud. I recently hIm so thankful for the help I received from Sable. Before you start snapping pictures, make sure to endorse the check. I was guided and told wrong information, but that's my fault!! Otherwise no problems. Ive had my account for a short time and Im steady Brent building my credit on their secured credit account option. Although online banking is quite safe, it is not failproof. in the Discover App or by phone. If you are rebuilding credit stay away from this card!!! trash ..ab-sol-ute trash do you read me? I have not seen my card since, do not know if I dropped it there, maybe the parking lot, not sure. 1. View copies of cleared checks. They wouldnt give me back my security deposit nor even though I wont dispute they didnt refund the total of the charge that originally hit account which makes no sense on top of the interest they charged they didnt refund. Sable Business Profile Sable Financial Technology Multi Location Business Find locations Contact Information 1411 Broadway Fl 16 New York, NY 10018-3471 Visit Website (833) 583-8383 Customer. Sable is effortless, borderless banking for a more connected world. They have a nonexistent customer service department as I was told there are only 2 people and all they can do is tell you they dont have an answer and this is IF THEY ANSWER OR RESOND. You can never talk to anyone. It doesn't require an SSS Number and you can build US credit history. Their customer service is abysmal and any email correspondence is spotty at best. Scam. Citibank 6. Discover Bank 9. This blog has partnered with CardRatings for our coverage of credit card products. Select the account and enter the check amount: Choose the account into which you want your check deposited. (To accept the image, tap the green check mark. Then it gave me one delivery date then checked ahain there was another one then another different one. Your purchases can earn up to 2% cash back. Features 4 Rewards program 3.7 Fees 4.8 Member qualification 4.5 Ease of use 4 Pros No account service fees Rewards debit card No credit check Cons Both cards have no annual fees, no foreign transaction fees, and offer 1%-2% cashback on purchases. Endorse the check. They refuse to give me a card even after five months. The notification you DO end up getting says something like, "Your payment is X days late." Direct Deposit Make payday even better by having your paychecks or social security checks deposited directly into your account. The Sable Bank Account and Debit Mastercard has no annual fees, no foreign transaction fees and 0% APR. No issues. (11:07:46 AM) Andell Aziz: Please advise the process to have the account closed off Trying to contact by phone never gets a response. They want to "make sure" the wire transfer I received was really for me. Using your banks mobile check deposit feature is fairly simple. All I have to say is oh my goodness! In June the quote on quote resolved the dispute and funded back just enough to to make me still have a balance of 507$ to pay. Customers I have been in business for many years and if a business does not keep up to their agreement you have a right to back out and not pay or repay that business. Designed to improve your credit score. They Neglected account services. No one cares anymore. They were not gping to send me my cards. This credit card company is not worth dealing with. x$IrypT&^2Z0@L&"P 5. followers. Premium benefits like coverage in the event your covered cell phone is stolen or damaged (including cracked screens! On that note, it's time for me to bow out on Sable and let them treat the people that do NOT know their worth like trash, all while you're making them filthy rich. The interest rates of many popular credit cards are now hovering close to 30%. None of the cards even worked when I had to slide them through the terminal because they did not even have card chips on them. They deserves LESS than a one. In 2019, the Federal Deposit Insurance Corp. reported that 34% of banked households (households with a checking or savings account) used mobile banking as the primary way of accessing their bank . Share. Once you click "Apply Now", you will be directed to the issuer or provider's website where you may review the terms and conditions before applying. Never give you the chance to fix any problem. 1 talking about this. This leaves financial institutions with a . Here are some things you can try to lower your credit card interest rate and pay off your debt faster. 3 0 obj Benefits Our additional banking services and products are offered with the following benefits in mind. So I HAVE filed a complaint with cfpb for an answer! Hustler Money Blog . I recommend Sable as a means to easily manage money between accounts and banks, and to build credit. I will not be using this card. Account restricted a month ago as the majority of others report. I kept checking on the status and it finally said shipping. I've sent multiple messages now asking them to close the account. Use your Sable app to switch anywhere between 10% to 100% of your payroll direct deposit to your Sable bank account. When I questioned them this is the response I received we currently report all information including your credit utilization, outstanding balance, payment history, and credit limit. Sable | Banking for building a life. Sable restricted my account and has been holding my money for two weeks now. Move money all over the world at guaranteed cheapest rate available with Sable's best rate guarantee. Mobile check deposit is a mobile banking tool that allows you to deposit checks to your bank account using your mobile device. Horrible, muy decepcionante, el soporte tecnico muy pobre, siento que estan jugando con mi dinero. These funds serve as a security deposit only. They ignore emails for weeks and refuse to allow anyone to speak to a supervisor. Neobanks and fintechs that accept mobile deposits will have a deposit limit as well. Download Sable. 2. The load was done on a Thursday. Well I have a SSN and I do have some credit history and they instantly rejected me. After reading these reviews, Im truly glad Im not in and have never wired any money. Start using your virtual debit and credit card immediately by linking your card with mobile pay. There are just SO many other options available for flexible secured credit cards these days, I would say this is the WORST. You can go directly to the account or choose the plus sign at the bottom of the screen. I wasted time, money, AND still had to go through the other transfer process and wait 2-3 days for the money to finally land in my Sable account so I could pay my credit card bill. They have it set up so you can ONLY pay your credit card using your linked Sable bank account. Track your credit progress in real time. Tried live chat. They send the same script message they sent everybody eles on this feed this bank is a scam they keep restricting my account ! Worst experience Ive ever had. At some banks, such as Chase Bank, you can even deposit your check onto your prepaid card using branch ATMs. If I could rate this negative 5 stars I would. Your bank will likely communicate with you via email, snail mail, or text if there are changes to mobile deposit limits. And someone in that company needs to own up to this, customer service guy was so calm telling me "yes sir I know it's not your fault but we won't remove the account from your credit report" it's horrible what a waste of a company. I'm an American graduate student who had a modest credit score and student loans. I wish I could rate them ZERO. You'll never speak to a live person. Send money . never shipped my cards applyed mounts ago and they never shipped them!!! Why would I waste the police's time for a report? And it is SLOOOWWWW. Sign your check and write For Mobile Deposit Only- SmartBank. Im so thankful for the help I received from stable.